Without complex financial statements submitting
From applying to issuing a loan
Get the decision without opening an account
The loan is issued on the day the customer accepts the bank's offer
ASAN Imza
How to get it?
At least one year in business
Regular transactions on bank accounts
Positive credit history
Bank statements
Personal tax statement (for legal entities)
Approval to get credit history for company and shareholders
Shareholder's approval to get a loan (for legal entities)
Copy of excerpt from state registry (for legal entities)
Shareholder's guarantee (for legal entities)
Founder – Bouquet & Co and Torte.az
How can I get a business loan without collateral?
Business owners with ASAN İmza and official turnover can apply for a collateral-free loan on sme.pashabank.az. The loan is processed within one working day upon submission of required documents.
How is a business loan issued?
Loan application and issuance are done completely online. The application through digital channels is evaluated by the bank within 1 business day, and the funds are transferred to the current account chosen by the customer.
Is there a loan for starting a business?
To qualify for a business loan, the TIN must have a minimum 12-month operating period and official turnover. The bank provides credit for purposes like increasing working capital and purchasing goods.
Are loans given to small businesses?
Online business loans are available for financing entrepreneurs from 5,000 to 250,000 AZN.
How many days is the loan application considered?
After submitting necessary documents and information online, the bank evaluates the application and provides an offer within 1 working day. Once the customer signs the contract, funds are transferred to their current account.
How to sign the guarantee agreement?
A sample of the guarantee agreement is attached to the PASHA Bank Business web platform. You can sign the document on paper and send it to the bank by courier or sign using ASAN İmza/SİMA İmza.
How can I clarify the reason for the loan rejection?
When a loan application is rejected, the bank usually states the reason for the rejection. This reason is usually indicated in the response to the customer's inquiry. Reasons can include factors such as credit history and turnover.
Can I transfer a business loan to a card?
There is no requirement to have a card to allocate the loan. The amount allocated by the bank will be transferred to your current account. You can transfer the funds in your account to your business card linked to the TIN using the PASHA Bank Business platform.