No collateral and documentation
With grace period
Immediate response to request
Maximum amount
250,000 AZN
Grace period
45 days
for each use
1% commission
*24% annual interest rate will be applied in case of not repaying used amount during the grace period
In 1 working day
On the day you accept the offer, credit limit will be allocated for your card.
Without collateral and documentation
No documents and collateral required.
Increase in sales
Buy as many goods as you want and expand your business.
Apply online, sign with ASAN Imza, and get the loan in 1 working day.
Use the credit line fully or partly. 1% commission for each use.
Pay back the used amount within 45 days and benefit again.
How long is the credit line allocated on the card?
The term of the credit line is 6 months.
How is interest rate calculated on the credit line? After the end of the grace period, interest rate is calculated only for the amount and days used.
After the end of the grace period, interest rate is calculated only for the amount and days used.
Is there a commission for using the allocated credit limit?
Yes, a 1% commission is applied for each used amount from the limit amount.
What is the grace period?
Repay the used amount without interest within 45 days and reuse the credit.
How is the interest debt calculated after the grace period?
If the amount used is not repaid after the end of the grace period, interest is calculated for each day after the 7th day of the month.
When is a delay calculated for a customer?
The customer uses 1200 AZN from the 2000 AZN credit limit on 10 September, the grace period for the 1200 AZN loan amount is 7 October. If the customer uses the remaining 800 AZN limit on 3 October, the grace period for this amount is 7 November.
How is the grace period calculated for each amount the customer uses the credit line during the month?
The customer uses 1200 AZN from the 2000 AZN credit limit on 10 September, the grace period for the 1200 AZN loan amount is 7 October. If the customer uses the remaining 800 AZN limit on 3 October, the grace period for this amount is 7 November.
How is the penalty interest calculated?
If the used amount is not repaid in full when the credit line expires, a 33.5% penalty interest is calculated on the principal balance after 6 months.
Is it possible to terminate the contract early?
Yes. In this regard, the client can apply to the branch on a paper carrier or to the e-mail address virtualbranch.smesupport@pashabank.az in "ADOC" format.
Expand your business by buying unlimited tobacco products with an affordable credit line,
and use your personal funds to buy other products.
